Most people spend a considerable amount of time rate shopping for their initial mortgage however that is usually not the case when mortgages come up for maturity. In today’s hectic world people often omit proper consideration at the time of renewal costing them thousands of extra dollars. In fact, it is said nearly 60% of borrowers simply sign and send back their renewal that is first offered to them by their existing lender without even shopping around for a better rate.
Before hearing from your lender have Christina Montesano, Mortgage Broker, do the shopping for you. Christina deals with multiple lending institutions including major banks, credit unions and trusts etc. Which means she can put significant negotiating power in your hands and save you lots of money. Ideally contact Christina four to six months prior to your mortgage expiring to have ample time to find the best solution, product and rate for your needs.
First Time Home Buyer Mortgage
Investment Property and Multi-Residential Mortgage
Mortgage Portability
Plan B Mortgage Services
Self-Employed Mortgage
Refinance and Debt Consolidation Mortgage
Home Equity and Renovation Mortgage
Commercial and Construction Mortgages
New To Canada Mortgage
Vacation Home Mortgage
Private Lending
285 Pl. d'Youville, Suite #9,
Montreal, QC, H2Y 2R6